Group Advantage Plan

Group healthcare designed with small business in mind.

For businesses with 3 to 10 employees, our Group Advantage Plan allows you to mix and match benefits, requires no medical questions and provides quick coverage.

Get a Group Quote

GMS Group Advantage® takes care of the whole crew.

Providing comprehensive and affordable health and dental coverage, this group health insurance plan is designed for businesses with 3 to 10 employees. Our off-the-shelf plan design makes the application process simple so you can get back to business with no major interruptions.  

We’ve also included an Employee Family Assistance Program (EFAP) providing wellness benefits to your employees giving them the holistic coverage they need. With a number of online resources, your employees can use EFAP to access support networks, life coaching and professional counselling services. Interested in adding life and disability insurance to your health and dental plan? We’d be happy to provide you with a quote.

Get a Group Quote today!

Make a plan that works best for you

You can choose one of three health plan options and if you’d like, one of three dental plan options. Select the combination that provides the best coverage for you and your employees.

Our group health insurance plans were created to make life easier.

  • Pharmacies, dentists as well as health and vision practitioners (ex. Massage Therapist, Chiropractor, Optometrist) can directly bill us for covered expenses, no need for your employees to submit a claim. See our eClaims Provider Locator to find health and vision service providers near you.
  • Your employees can send us their claim online and sign up for direct deposit, so they can get their money back faster.
  • Get discounts on eyewear at Factory Optical and Optiks International. Find out more >

GMS Group Advantage Health Plans




Health Practitioners

Prescription Drug Coverage (coverage per person, per year)

Eye Exams, Glasses, Contact Lenses & Surgery

Assistance Program

Travel Coverage

Survivor Benefit

Diabetic Supplies & Equipment

Oxygen Equipment

Custom made Foot Orthotics

Ostomy Supplies


Air Ambulance

Casts & Crutches

Preferred Hospital Rooms

Private Duty Nursing

Accidental Injury to Natural Teeth

Wheelchairs, Motorized Scooters & Adjustable Beds

Artificial Limbs, Eyes, & Larynx

Patient Walkers

Breast Prosthesis

Health Supplies & Equipment

Pay-direct Card

Out-of-Province Referral (within Canada)

Hearing Aids

Therapeutic Shoes

Blood Pressure Monitor

See More

Coverage is per person. This is a summary of benefits only. 

GMS Group Advantage Dental Plans




Preventative Services

Basic Services

Major Services

Orthodontic Services (for children under 18 years of age)

Dental plans include employer choice of $500, $1,000, $1,500 or $2,000 combined coverage maximums for preventative, basic, and major services.

Coverage is per person. This is summary of benefits only.

GMS Group Advantage Plus Life & Disability Benefits

GMS Group Advantage Plus Life & Disability Benefits Benefit


Life Insurance + AD&D

  • $10,000 of coverage
  • $25,000 of coverage
  • $50,000 of coverage
  • 1 x annual salary of coverage - Varies by salary

Dependant Life Insurance

  • $5,000 (spouse) / $2,500 (dependants) of coverage
  • $10,000 (spouse) / $5,000 (dependants) of coverage

Traditional Critical Illness

  • $10,000 of coverage
  • $25,000 of coverage | Available to groups of 6-10

High Severity Critical Illness

  • $10,000 of coverage
  • $25,000 of coverage | Available to groups of 6 - 10

Short-Term Disability

Varies by salary

Long-Term Disability

Varies by salary

Second Medical Opinion


See More

GMS Group Advantage Plus Life & Disability options underwritten by Assumption Life.

Ready to get started?

One of our sales pros would be happy to get the ball rolling on your Group Advantage benefits plan. 

Get a Group Quote

Frequently Asked Questions

Contact one of our Regional Sales Directors. They'll help you find the plan right for you and get the application process rolling.

Our Group Advantage plans, available to groups with three to 10 employees, are designed for simple sign-up and consistent rates. We’ve pre-selected most of the benefits, but let you choose between three levels of health and dental coverage. You can also choose to add life and disability benefits to your plan. Travel coverage ends at 80 years of age and health coverage ends when the employee retires. Contact us to discuss your options.

They sure can. When your employees sign up for a My GMS account on, they can submit and view processed claims and payments, sign up for Claim Direct Deposit, and view their Explanation of Benefits, any time they need to.

Have more questions?

We'll gladly answer them

You might also be interested in:

Health Insurance

Travel Insurance

Immigrants & Visitors Insurance