Both our Replacement Health and Personal Health products offer coverage of health care costs not covered by the government. They’ve got similar benefits, but Replacement Health plans are only available to people losing coverage from a group benefits plan.
If you’re eligible to apply for Replacement Health, we offer guaranteed acceptance, no medical questions asked. That means your premium won’t be affected by health conditions you might have developed while covered under your group benefits plan. We’ve also packaged our Replacement Health plans to provide similar benefits to most group benefits plans so you can keep doing the things that make you healthy.
You can also apply for one of our Personal Health plans if you’re leaving a group plan. These plans are designed to give you choice and flexibility when it comes to which benefits you’d like to include.