GMS Health Insurance

Coverage for glasses and contacts, drugs, dental, massage, travel and more!

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Coverage you need, service you can trust.

Flexible plans.

No hidden benefit restrictions for health and dental. What you see is what you get.

No waiting periods when switching from another provider.

Personalized service. We take time to understand your needs and suggest the right coverage for you and your family.

Quick claims payment when you submit your claims online.

Health plan options.

Personal Health Coverage

Take care of your health and wellness so you can live life to it’s fullest, no matter what stage of life you’re in.


Your superior health insurance plan with extensive benefits including:

  • Acupuncture, massage and naturopath appointments
  • Glasses and contacts
  • Accidental dental

This plan covers a wide range of everyday and emergency needs. Benefits include:

  • Chiro, physio and psychology appointments
  • Glasses and contacts
  • Casts and crutches

Ideal coverage for unexpected emergencies and health needs. Benefits include:

  • Ambulance services
  • Preferred hospital rooms
  • Accidental dental

Today, more than ever, it's important to take care of your total wellbeing. Making proactive health and lifestyle choices is important when it comes to living well. That's why we're proud to offer LifeWorks as part of all Personal Health plans.

Additional Coverage Options

You can add optional coverage for prescription drugs, dental, and hospital cash to any of our Personal Health plans for just a few more dollars each month.


In Saskatchewan, insurance for medical emergencies when you're on a trip is included in our ExtendaPlan and OmniPlan. In all other provinces and territories, you can add emergency medical travel coverage to your BasicPlan, ExtendaPlan or OmniPlan.

As part of the insurance for medical emergencies while travelling, you can use $500,000 of the policy maximum for COVID-19 coverage in the event of a positive diagnosis, including in destinations with only an 'Avoid Non-Essential' travel warning for COVID-19.

Replacement Health Coverage

These plans are available when you’re leaving your employer’s benefits plan and help you maintain your lifestyle while you focus on your next adventure. We offer gauranteed acceptance with no medical questions, as long as your plan begins within 60 days of the end date of your group plan.


The best plan to cover your current and future health care needs. Benefits include:

  • Prescription drugs, including ones you’re already taking
  • Dental
  • Emergency medical travel coverage

This plan covers all you need to live well. Benefits include:

  • Prescription drugs, including ones you’re already taking
  • Glasses and contacts
  • Emergency medical travel coverage

Coverage for the essentials that aren’t part of a government health plan. Benefits include:

  • Eye exams and glasses
  • Chiro, naturopath and massage treatments
  • Dental

Get covered.

Health, Dental, Drug and Travel coverage for the whole family