Congratulations on your continued education. The decision to study outside of your province or country of residence is a big one. Chances are good that you’ve got a lot on your mind. But don’t forget to think about your health coverage.
Outside your province of residence, your provincial health care plan offers limited coverage for emergency medical care. StudentPlan from GMS helps fill those gaps to provide you and your family with peace of mind so you can focus on your education.
StudentPlan (available to students under age 55) provides emergency medical coverage up to $2,000,000 with 17 comprehensive benefits including the cost of ambulance service, hospital rooms, treatment by a doctor, diagnostic tests and in-hospital drugs .
As an option, the plan can cover multiple family members. You can also choose between four and 12 month coverage periods to suit your study terms.
StudentPlan doesn’t stop at the classroom door. It also provides coverage for trips you may take while studying abroad.
And because we know that student finances are tight, we've designed StudentPlan with direct billing options to ensure that you aren’t left out-of-pocket for steep medical expenses.
Sports Participation Coverage
If you play on an official university sports team, you may be at an increased risk of sports-related injury. Unfortunately, your school’s insurance plan may not provide full coverage for such injuries. StudentPlan provides student athletes playing on university athletic teams with coverage over and above their school’s medical coverage.
| |
Benefit |
Detail |
|
| |
Hospitalization |
Covers hospital room and board charges, up to semi-private,
and charges for intensive and coronary care |
|
| |
Medical Services |
Covers the cost of treatment by a physician or surgeon |
|
| |
Diagnostic Services |
Covers the cost of x-rays and other diagnostic tests |
|
| |
Out-patient Treatment |
Covers the cost of out-patient emergency room charges |
|
| |
Prescription Drugs |
Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000 |
|
| |
Road Ambulance |
Covers the cost for use of a licensed road ambulance in an emergency situation |
|
| |
Air Ambulance |
Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence |
|
| |
Special Attendant |
Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence |
|
| |
Return of
Family Member |
Reimbursement of the cost of one return trip airfare for a family member to accompany you back to your province of residence |
|
| |
Paramedical Services |
Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist |
|
| |
Health Practitioners |
Covers the cost for the services of a registered mental health professional ($300 maximum per person per year) |
|
| |
Accidental Dental |
Covers the cost of repair or replacement of natural teeth or the relief of dental pain |
|
| |
Return of Remains |
Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death |
|
| |
Family to Bedside |
Reimbursement for the cost of one airfare for a family member to accompany you at your bedside |
|
| |
Coverage Continuation |
If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital |
|
| |
Out-of-Pocket Expenses |
Covers Accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date. |
|
| |
24-Hour Travel Assistance Services |
Wherever you are, our travel assistance firm will verify your coverage and make hospital and emergency arrangements for you. |
|
| |
Sports Participation (extra coverage for Student Athletes) |
Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.
GMS will pay reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.
|
|
This is a summary of benefits. Please refer to policy wording for complete details.