Whether you’re just visiting, or planning on making Canada your new home, GMS is here to help provide for your emergency medical needs while in the country.
NEW! The Annual Immigrants & Visitors to Canada Plan is perfect for Super Visa applicants, frequent visitors to Canada and visitors planning extended stays. It provides 365 days of uninterrupted coverage for emergency medical expenses in Canada. You can also return to your country of origin as many times as you like, without the need to re-apply for coverage when you come back to Canada.
Our simple, online application makes it easy for you to choose the coverage you need:
- You choose the deductible; $0, $100, $500 or $1,000
- You choose the amount of coverage; $25,000, $50,000, $100,000 or $150,000 in total coverage
- You choose the length of time for which you are covered
No medical questions if you are under 55 years of age.
No wait periods if you apply before you arrive in Canada. If you apply for or extend coverage while in Canada, there is a 48 hour wait period.
If you are visiting from outside North America, coverage in United States of America and Mexico is included with your Canadian travel medical emergency plan. Please see the policy wording for complete details.
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Benefit |
Detail |
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Hospitalization |
Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included) |
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Medical Services |
Covers the cost of treatment by physician or surgeon |
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Diagnostic Services |
Covers the cost of x-rays and other diagnostic tests |
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Out-Patient Treatment |
Covers out-patient emergency room charges |
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In-Hospital Prescription Drugs |
Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription) |
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Road Ambulance |
Covers 100% of the cost for emergency transport to a hospital |
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Paramedical Services |
Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist |
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Accidental Dental |
Covers up to $2,000 per injury and up to $250 for the relief of dental pain |
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Return of Remains |
Covers the cost for preparation and transportation to your country of origin, destination in Canada, or the cost of cremation or burial at the place of death |
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Child Care |
Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500) |
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Coverage Continuation |
If coverage expires while hospitalized, coverage will continue for all covered persons up until 72 hours after discharge from the hospital. |
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Out-of-Pocket Expenses |
Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date |
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24-Hour Travel Assistance Services |
Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care. |
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Travel Benefits Outside of Canada |
Benefits apply while visiting the United States and Mexico, provided neither of the two countries are your country of origin. Your trip must begin and end in Canada, with 50% of the trip time being spent in Canada. Covered expenses include:
- Air Ambulance - charges to transport you back to your province of residence for further in-hospital treatment
- Special Attendant - reimbursement of a one-way trip economy airfare ticket for a medical attendant to accompany you back to your province of residence or country of origin for further in-hospital treatment
- Escort of Insured Children - reimbursement of the cost of a one-way trip economy airfare to return an accompanying child or children and escort, when necessary, back to your original point of departure
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This is a summary of benefits. Please refer to policy wording for complete details.