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Benefit |
Detail |
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Hospitalization |
Covers hospital room charges (up to semi-private rooms) and hospital services and supplies necessary for the emergency care during hospitalization |
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Medical Services |
Covers treatment by physician or surgeon |
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Diagnostic Services |
Covers the cost of x-rays and other diagnostic tests. |
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Out-patient Treatment |
Covers the cost of out-patient emergency room expenses |
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Prescription Drugs |
Covers the prescription drugs and medication prescribed by the attending physician to a maximum 30 day prescription; covers lost, stolen or damaged prescriptions up to $50 |
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Private Duty Nursing |
Covers the cost of private duty nursing up to $5,000 per person |
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Road Ambulance |
Covers 100% of emergency transport to a hospital |
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Air Ambulance |
Covers charges for the use of an air ambulance or regularly scheduled airline to transport you back to your province of residence from outside of Canada for further in-hospital treatment |
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Remote Evacuation |
Covers expenses up to a maximum of $5,000 for your evacuation from a mountainous region, remote location or sea to the nearest, most accessible hospital. |
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Special Attendant |
Covers the cost of one return trip (economy-class airfare) for a medical attendant to accompany you back to your province of residence |
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Return of
Family Member |
Covers up to $1,000 for the cost of a one-way, economy-class airfare by the most direct route to the departure point for the return of one covered accompanying family member if GMS requires you to return to Canada for medical treatment, or in the event of your death |
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Paramedical Services |
Covers up to $300 for the emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist |
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Accidental Dental |
Covers up to $2,000 per injury and up to $250 for the relief of dental pain |
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Return of Remains |
Covers up to $3,000 for the preparation and transportation of the deceased to his/her province of residence, or $2,000 for cremation or burial at the place of death |
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Family to Bedside |
Covers up to $3,000 for the cost of a round-trip, economy-class airfare for one family member in the event you are hospitalized for at least 3 consecutive nights, as well as $150 a day up to $750 for the reasonable expenses incurred by the transported family member
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Family Transportation |
Covers up to $2,000 for the cost of a single round trip, economy class airfare for a family member to identify the deceased, which includes up to $300 for meals and accommodations |
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Return of Vehicle |
Covers up to $2,000 for the cost of having your vehicle returned to your province of residence when you or your traveling companions are unable to do so, due to emergency treatment |
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Return of Cat or Dog |
Covers up to $300 for the cost of returning your cat or dog to your province of residence, in the instance that GMS returns you to your province of residence for further in-hospital medical treatment |
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Child Care |
Covers up to $500 for licensed care for a dependant traveling with you in the instance that you are hospitalized for 48 hours or more |
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Escort of
Insured Dependant |
Covers the cost of one-way, economy-class airfare by the most direct route to return an accompanying child/children (up to the age of 18 years), and an escort when necessary, to the original point of departure. |
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Coverage Continuation |
If coverage expires while hospitalized due to a medical emergency, coverage will continue for all covered persons up until 72 hours after discharge from the hospital. |
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Out-of-Pocket Expenses |
Covers up to $150 per day to a maximum of $1,000, for accommodations, meals, necessary telephone calls, and taxi or bus fares incurred by an accompanying family member in the event you are hospitalized on the scheduled date of your return to Canada |
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24-Hour Travel Assistance Services |
Coordination of all medical care, transportation and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care |
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