Designed with Small Businesses in Mind
To a small business owner, time is valuable. To simplify your purchase of a group benefits package,
we've created GMS Group Advantage, specifically designed for small businesses with 3 or more enrolments. With our comprehensive and affordable health and dental benefit plans, simply choose the plans that best suit your needs and calculate your monthly premium - no need to wait for a quote. Ask about the addition of life and disability insurance, then let GMS handle the rest!
GMS Group Advantage Health
Silver
|
Complete health, vision and prescription drug coverage at the lowest possible cost. |
| |
|
Gold
|
Higher health, vision and prescription drug coverage maximums with $5 million out-of-province and out-of-country emergency medical travel insurance. |
| |
Platinum
|
Generous health and vision maximums with $5,000 prescription drug coverage and $5 million out-of-province/country emergency medical travel insurance. |
| |
| Diamond |
All the benefits of Platinum, with unlimited prescription drug coverage and increased maximums for health practitioners, private duty nursing, and accidental dental. |
| |
Silver
(3 + employees) |
Gold
(3 + employees) |
Platinum
(6 + employees) |
Diamond
(10 + employees) |
|
| |
Extended Health Benefits |
Extended Health Benefits |
Extended Health Benefits |
Extended Health Benefits |
|
| |
Prescription Drugs
70% of cost
to $500 |
Prescription Drugs
80% of cost
to $1,500 |
Prescription Drugs
100% of cost
to $5000 |
Prescription Drugs
Unlimited |
|
| |
Eye Exams
$60 per 2 years |
Vision Care
$150 per 2 years |
Vision Care
$300 per 2 years |
Vision Care
$300 per 2 years |
|
| |
n/a |
Travel - 30 days
Up to $5 million coverage, unlimited number of trips |
Travel - 30 days
Up to $5 million coverage, unlimited number of trips |
Travel - 30 days
Up to $5 million coverage, unlimited number of trips |
|
Compare GMS Group Advantage Health Plans
Silver
|
Covers basic preventative care and routine procedures like fillings,
x-rays and denture repair. |
| |
|
Gold
|
Includes major procedures including crowns, dentures, inlays and veneers in addition to basic services. |
| |
Platinum
|
Covers orthodontic services as well as major procedures and basic services. |
| |
| Dental plans include employer choice of $500, $1,000, $1,500 or $2,000 combined coverage maximums for basic and major services. |
| |
Silver
(3+ employees) |
Gold
(3+ employees) |
Platinum
(6+ employees) |
|
| |
80%
Basic Services |
100%
Basic Services |
100%
Basic Services |
|
| |
n/a |
50%
Major Services
|
80%
Major Services
|
|
| |
n/a |
n/a |
50%
Orthodontic Services
(for children under 18)
$1,500 lifetime maximum |
|
Compare GMS Group Advantage Dental Plans