Travel Insurance

Baggage Loss, Damage & Delay

If you've purchased Emergency Medical or Trip Cancellation & Interruption coverage you're eligible to purchase Baggage Loss, Damage & Delay coverage to protect your personal belongings while travelling. Baggage Loss, Damage & Delay provides the following coverage.

  • $500 per item or set of items up to a maximum of $1,500 coverage
  • $100 to replace documentation such as a passport or driver’s licence
  • $400 for replacing personal items if your baggage is delayed for 12 hours or more
  • $100 for replacing currency due to theft or robbery
  • Baggage Loss, Damage & Delay has a maximum of $1,500

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Baggage Loss, Damage & Delay Coverage Enhancements

Enhance your baggage coverage with additional protection for specific items.

Coverage Detail
Increased per item limit Travelling with an expensive gift or other item? This upgrade boosts the baggage insurance on a specifically identified item or set of items from $500 to $1,000.
Sport Equipment If you are travelling with your golf clubs, skis or other expensive sports equipment this upgrade covers specifically identified sports equipment to a maximum of $2,000 per item, or set of items.
Computer Equipment If you are travelling with your laptop or tablet this upgrade covers specifically identified computer equipment to a maximum of $2,000 per item, or set of items.

Please refer to the Additional Coverage section of the Emergency Medical coverage or Trip Cancellation & Interruption coverage policy wording for full details on Baggage Loss, Damage & Delay coverage.

 

Brochure

Overview with rate schedules

Emergency Medical Policy Wording

Complete details for Emergency Medical Coverage

Trip Cancellation and Interruption Policy Wording

Complete details for Trip Cancellation and Interruption Coverage