Group Benefits

GMS Group Advantage®

Designed with Small Businesses in Mind

To a small business owner, time is valuable. To simplify your purchase of a group benefits package, we've created GMS Group Advantage, specifically designed for small businesses with three or more enrolments. With our comprehensive and affordable health and dental benefit plans, simply choose the plans that best suits your needs and calculate your monthly premium - no need to wait for a quote. Ask about the addition of life and disability insurance, then let GMS handle the rest!

GMS Group Advantage Health

Silver

Complete health, vision and prescription drug coverage at the lowest possible cost.

Gold

Higher health, vision and prescription drug coverage maximums with $5 million out-of-province and out-of-country emergency medical travel insurance.

Platinum

Generous health and vision maximums with $5,000 prescription drug coverage and $5 million out-of-province/country emergency medical travel insurance.

Silver
(3+ employees)
Gold
(3 + employees)
Platinum
(6 + employees)
Extended Health Benefits Extended Health Benefits Extended Health Benefits
Prescription Drugs 70% of cost to $500 Prescription Drugs 80% of cost to $1,500 Prescription Drugs 100% of cost to $5000
Eye Exams $60 per 2 years Vision Care $150 per 2 years Vision Care $300 per 2 years
n/a Travel - 30 days Up to $5 million coverage, unlimited number of trips Travel - 30 days Up to $5 million coverage, unlimited number of trips
Compare GMS Group Advantage Health Plans

GMS Group Advantage Dental

Silver

Covers basic preventative care and routine procedures like fillings, x-rays and denture repair.

Gold

Includes major procedures including crowns, dentures, inlays and veneers in addition to basic services.

Platinum

Covers orthodontic services as well as major procedures and basic services.


Dental plans include employer choice of $500, $1,000, $1,500 or $2,000 combined coverage maximums for preventative, basic, and major services.

Silver
(3+ employees)
Gold
(3 + employees)
Platinum
(6 + employees)
  80% Preventative Services 100% Preventative Services 100% Preventative Services
80% Basic Services 100% Basic Services 100% Basic Services
n/a 50% Major Services 80% Major Services
n/a n/a 50% Orthodontic Services (for children under 18) $1,500 lifetime maximum
Compare GMS Group Advantage Dental Plans
Compare Health Plan Options

Side by side comparison of the benefits in each plan

Compare Dental Plan Benefits

Side by side comparison of the benefits in each plan

Frequently Asked Questions

Answers to common questions about GMS Group Advantage

Application

Printable application for Group Advantage

Employee Enrolment Form

For enrolling employees into a Group Advantage plan

Booklet

Brief overview including rates and FAQ